AmeriSave Mortgage

AmeriSave Mortgage Reviews

AmeriSave Mortgage Reviews
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Overall Rating4.7 out of 5
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About AmeriSave Mortgage

AmeriSave Mortgage Corp. (NMLS #1168) is an online, direct-to-consumer lender that offers home purchase loans in 49 states and Washington, D.C. The company also has refinance options for those who want to adjust their rate or term or take out cash. AmeriSave has helped over 664,000 borrowers, funding over $115 billion in loans since it was founded in 2002.

Pros & Cons


  • Customized rate quotes in minutes
  • Lock in rate for 90 days and shop homes
  • Loan officers available to answer questions via chat
  • Closing in as little as 25 days


  • Not available in New York
  • No HELOCs or home equity loans

Bottom Line

AmeriSave Mortgage offers a wide range of loan programs in most states. It has competitive rates for eligible borrowers buying a home or refinancing an existing loan. You can check your rates and get pre-qualified without any effect on your credit score.

Featured Reviews

Sun City, AZ

AmeriSave's service was fast and friendly. The process went fairly smoothly because I was with them before and ... they had a lot of my information already. From start to finish, ...

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Lexington, SC

Going with AmeriSave Mortgage helped in this market, because they lock in the rates at the beginning. ... A lot of consumers look at the $500 fee as a scam. ... But if they unders...

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Our editors’ take on AmeriSave

AmeriSave is a good choice for an efficient, online lender. It is best for buyers who need a loan that falls outside conventional funding, since AmeriSave covers a wide range of loan types, including FHA, VA, USDA and jumbo loans. We recommend AmeriSave for buying or refinancing since it is well-established with over 20 years of experience and almost nationwide availability (not available in New York).

We don’t recommend AmeriSave for individuals who prefer face-to-face interactions, since the process is completely online. Additionally, those with unique financial situations, such as self-employed individuals, may find it hard to meet the requirements through AmeriSave's online platform. For these situations, it may be better to work with an in-person lender to figure out how to meet financing requirements.

How we rated AmeriSave

Overall, we rated AmeriSave with excellent and good scores across the board. AmeriSave has competitive rates and encourages buyers to shop around instead of using spammy sales tactics to lock buyers in. We also liked that the online application process was easy for most, and reviewers who ran into issues were able to get the customer support they needed.

We do think AmeriSave’s costs and fees could be more transparent at the beginning of the loan process. We also appreciate that AmeriSave offers several different loan types, but it could make the process for non-conventional loans a little smoother.

Rates: Excellent

You can check rates and the loan types AmeriSave Mortgage is likely to offer you by getting pre-qualified. AmeriSave doesn’t require a hard credit check at this stage, so there’s no effect on your credit score. This process takes just a few minutes.

Several reviewers described AmeriSave’s rates as “competitive” or “good.” Chimeria, a reviewer from Pennsylvania, said, “AmeriSave was cheaper than other places that I had looked at. Their rates were better.”

Kira from North Dakota liked that AmeriSave didn’t try to incentivize them to choose the company. “They also had unbeatable interest rates and encouraged me to shop around at other lenders, whether it be online or local, to see if somebody had a lower rate,” they said.

The company offers both fixed-rate mortgages and adjustable-rate mortgages (ARMs). ARM options come with a fixed rate for the first five, seven or 10 years. After that, the rate changes once per year.

The choice between a fixed-rate and adjustable-rate loan depends on your financial situation and personal preferences. Some borrowers prefer a predictable monthly payment over the loan term so they can plan for their spending and saving accordingly. In such cases, a fixed rate may be preferable.

Others may want to take advantage of a starting period with a relatively low fixed rate and take a chance on rate changes in the future. You may decide on an ARM if you plan to move out of your home before the fixed-rate period ends or believe rates are going to decrease over the long term. Keep in mind that you can refinance from an ARM to a fixed-rate mortgage later.

According to data from the Home Mortgage Disclosure Act, AmeriSave had a lower average home purchase rate than the national average in both 2021 and 2020.

AmeriSave average home purchase rate vs. national average

YearDifference from national average
2021 -0.11%
2020 -0.25%
2019 +0.02%
Information pulled from public Home Mortgage Disclosure Act data. Rates reflect noncommercial home purchase loans only.

Application process: Excellent

You can view potential rates and loan offers from AmeriSave without a hard credit check by getting pre-qualified. If you choose to move forward, you can start AmeriSave’s preapproval process; be prepared to share income and asset information. If you’re preapproved, you can lock in your rate for 90 days, and you get a certified approval letter to share with sellers.

James, a ConsumerAffairs reviewer from Crystal, Minnesota, had this to say about applying for a mortgage with AmeriSave:  “They have a website where they ask[ed] for me to upload whatever documents. The UI was pretty simple. It told me which documents were needed and... which ones you had left to upload. ... Plus, when I was confused, I was able to get in contact with them, and they picked up pretty quickly."

Jacob from Oregon shared a similar sentiment: “The app was helpful. They also helped me with any problems I had with the application.” Another reviewer pointed out, “As far as the online application process, it was pretty straightforward. It's the person that's behind the phone and the way that they communicate with the client that makes the difference.”

AmeriSave application features

Online application
Mobile document upload
Physical branches X
Publishes minimum rate on website
Rate lock 90 days
Pre-qualification (no hard credit pull)
Certified approval letter

Loan types: Good

AmeriSave offers a range of mortgage products, including conventional loans, government-backed loans (FHA,VA, and USDA) and jumbo loans for those who need to borrow amounts beyond the conforming loan limits set by Fannie Mae and Freddie Mac.

When choosing a non-conventional loan, a few reviewers found the process with AmeriSave took longer or ran into problems. Originally, this customer chose AmeriSave for a VA loan. “Everything was going along okay. And then two weeks before closing, their underwriters decided that because I wasn't moving in within 60 days, I could not do a VA loan,” they said. “I had to switch to a conventional loan. And I had basically a week to come up with 10% down.”

Another reviewer had delays because of FHA requirements. “I applied for an FHA home equity loan, and I'm satisfied with the rates and terms.” said Gary of West Virginia. “They had to wait till my name had been on the title for one year according to FHA before they could fund the loan.”

You can both purchase and refinance with AmeriSave; the company has rate-and-term refinancing and cash-out refinancing.

In 2021, AmeriSave saw a large increase in home purchase loan applications (38,757 from 7,914 in 2020). Of those applications, about 23% (8,782) turned into closed loans. About 24% (9,417) of applications were denied.

Loan applications for home purchases only by year

Home purchase applications 38,757 7,914 4,657
Home purchase loans closed 8,782 1,124 1,562
Home purchase applications denied 9,417 698 908
Home purchase preapprovals denied 0 6 26
Information pulled from public Home Mortgage Disclosure Act data. Includes conventional, USDA, VA and FHA mortgages.

Requirements: Good

AmeriSave provides some details about loan requirements. For a conventional loan, you’ll need a credit score of at least 620. FHA, VA and USDA loans from AmeriSave require a minimum credit score of 600.

Through a ConsumerAffairs phone survey, Jeet from California said that going through the documentation requirements with other lenders felt like an FBI inquiry. “With AmeriSave, they literally just asked for my pay stub. And I already had the pre-approval within the same day. So, within, I think, six hours or so,” they said.

AmeriSave does have a higher down payment requirement on conventional loans than some other lenders. You’ll need to offer at least 5% down (other lenders may require as little as 3%). FHA loans have a lower requirement, at 3.5%. Both VA and USDA loans have no down payment requirements, which means you could receive up to 100% financing.

Cost and fees: Good

Unlike many mortgage lenders, AmeriSave doesn’t charge loan origination fees or application fees.

You can expect other closing costs (e.g., appraisal fees, attorney fees, credit report charges) to total around 2% to 5% of the loan amount. AmeriSave will provide you with a Loan Estimate (a document that outlines all of the estimated closing costs) after you are preapproved.

You’ll also receive a Closing Disclosure at least three business days before your closing that states the total closing costs and how much cash you’ll need to bring to closing.

While several reviewers agreed there were no hidden fees, they did feel that fees were high. “The only thing I didn't like was I think I had to pay a lot to pay it down. I think my costs were like $20,000 or something,” said a Texas reviewer in a ConsumerAffairs phone survey. Another reviewer in Ohio had a similar experience: “So I had to pay a little extra fee to buy down the rate a little bit. My fees were a little high…”

Compare AmeriSave to other lenders

AmeriSave MortgageAmeriSave MortgageRocket MortgageRocket MortgageBetter MortgageBetter Mortgage
# of reviews5,5351,545387
Purchase options FHA, VA and USDA loans Conventional, jumbo, FHA and VA loans Conventional, jumbo and FHA and VA loans
Refinancing options Cash-out, rate and term Cash-out, rate and term Cash-out, rate and term
Minimum credit score 600 to 620 580 for government-backed loans; 620 for conventional 580 to 620
Read Reviews Read Reviews Read Reviews

AmeriSave FAQ

How does AmeriSave Mortgage work?

To receive a personalized quote from AmeriSave and apply for a mortgage, visit its website and complete the following steps:

  1. Provide your information for pre-qualification. Pre-qualification quotes are customized for your specific situation, and they don’t require sensitive personal information like your Social Security number. You’ll find out what types of loans you qualify for and how much you can borrow without a hard credit inquiry.
  2. Apply for preapproval. Pick which quote is best for you, and apply for preapproval, which locks your rate for 90 days and gives you a certified approval letter.
  3. Shop for your home. Once you have an accepted offer, let your loan officer know.
  4. Complete the process. Work with your loan officer as AmeriSave processes and underwrites your loan. You may need to upload more supporting documents online. AmeriSave helps arrange the closing.
Is AmeriSave Mortgage legit?

AmeriSave is a legitimate mortgage company that’s received many positive reviews on ConsumerAffairs. It has worked with hundreds of thousands of borrowers and funded billions of dollars in home loans since 2002.

Where is AmeriSave Mortgage available?

AmeriSave originates mortgages in 49 states and Washington, D.C. It doesn’t originate mortgages for New York properties.

AmeriSave Mortgage Reviews

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Page 1 Reviews 0 - 5
Verified purchase
Customer ServicePunctuality & SpeedOnline & AppStaffLoan Process

Reviewed Oct. 15, 2023

The process with AmeriSave was very easy, and the person who contacted me, the loan originator, was really helpful. I went with a cashout refinance and it was incredibly simple. I did it all online. The steps were really easy. I was able to submit documents online. I was able to speak with the loan originator any time I needed to, and it was the quickest process I've ever been through. The application itself took no time to submit online. From start to finish, it was under a month for the loan to even close. I had the appraisal within days. It was incredibly fast.

One thing that was sometimes a little bit confusing was the number of companies involved in the process. There was an appraisal company, a closing company, and those kinds of things. It would have been helpful to have information ahead of time to know who was who and who would be contacting me. There was an attorney on the closing date as well as a notary public who came to my office to do that work. It would have been helpful to know who those folks were. The call from the attorney on the day of the closing was really unexpected. The notary public came at a different time. So, by the time the attorney called me, that process was over and I wasn't even expecting a call and had no idea who he was. So, I felt a little bit bad for him. I had no idea who was gonna call.

The representative, Blake, was really outstanding. He was super responsive. He was quick to answer questions. He was very thorough. I couldn't say enough good things about him. If I had to refer someone for a process like this, I would definitely send him his way. I was impressed with his knowledge and the speed with which he responded.

I was very comfortable with the process. The only thing that I was somewhat uncomfortable with was that it was all online. I didn't have any physical contact with people. It makes you a little bit uncertain if it is really a legitimate company, but I did do my homework. That was just one thing that was a little unsettling for me. When I have questions or concerns, I could email or call Blake. There was another person where once the loan went into the underwriting process, she was also involved and I could ask her questions as well, and she was responsive.

One thing that I have been less impressed with is after the loan went through and after it started, they did sell the loan and I got phone calls from the new servicer before I ever got any documentation that that had happened. That was unsettling because I had no idea if they were legitimate. I had no idea what was going on and they were asking for personal information. I couldn't even get to the point of knowing if that was legitimate without sharing information with them. So, to figure that out, that wasn't great. I had to track back down to AmeriSave to find out. I wish that there had been some documentation online or some letters sent to me before this happened. Other than that, it was a good experience, it was a quick turnaround, it was a smooth process, and I'd recommend that people take a look at the company if they were looking to refinance a mortgage.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan ProcessTransparency

    Reviewed Oct. 13, 2023

    I reached out to AmeriSave via their chat service and I had an immediate response from them. They helped out with things I needed. They asked me questions and I provided them information regarding my home. They completed a majority of the paperwork themselves and put completed documents in their portal for me to review. The process took a while because I had to jump through several hoops as I had a mobile home. The underwriting process was very particular on things that they were looking for and I had to accommodate that.

    It wasn't as quick as a week but it was done within a reasonable timeframe. It would have been better if the underwriting process was a little more understanding to some things. I've lived in this home for 22 years, and they were asking for certain documents that no longer exist. I called manufacturers and they've purged their data systems. Luckily, I'm OCD, so I had a lot of stuff from the original purchase of my property so, I could provide them enough information that made them feel comfortable.

    My original paperwork was from a dealer. The underwriting process wanted me to get documentation from the factory that it was delivered from the factory to the dealer, the dealer to my property, and set up here, and that it was set up nowhere else or that no one else lived in the home. My original paperwork within my original closing documents was marked as new. So, I call my manufacturer which has now changed ownership three times over the last 22 years. So, they're no longer that company I bought from anymore and they go by a different name. They don't have records dating back to 2001. So, the underwriter wanted some crazy things.

    Also, I had some nice additions built on that were signed off on by the county that I live in. So, the county inspectors inspected those and signed off on them with certificates. The underwriter wanted me to have a structural engineer come out and verify that those additions were structurally sound and did not impede the overall structure of the original home. I provided them the certificates from the county, and they weren't sufficient. So, I had to get a structural engineer to inspect my home, document that, and send that in.

    Other than that, the rep and her assistant were very responsive. If I had a question, they would get to the bottom of the question and hit me back with a response within a day or so. That was very accommodating as far as keeping me involved in the process. They also went to bat for me when it came to the underwriting process and fought for me the entire time. The underwriter was a bit extreme and they were able to get my application approved. They went to a supervisor and explained situations. They were awesome. My rep was very helpful and accommodating to my work schedule. She informed me of where things were within the status line of the process and the scheduling of things as far as my home appraisal. All that stuff was done very fast.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan ProcessRates

    Reviewed April 5, 2023

    A rep named Russell called me and he seemed like a really nice gentleman. He was really positive and wasn't pushy. I told him what I was doing and he said AmeriSave could help me. He ran some numbers really quickly and he's like, “Here's what you're looking at.” He cut right to the chase. He didn't get through all the bread and the fluff. he told me the rates and the closing cost. I was interested and I pursued it from there.

    I got a couple of more quotes from some other companies after I spoke with Russell. I was considering three companies and gave them all equal shots. In the end, I felt most confident with Russell. He seemed pretty good and quick. He answered my phone when I called him back. I'm used to using the local banks and credit unions because I can talk to somebody. If I got a question or problem, I don't want to wait or email. I got a good vibe from Russell and he was really thorough.

    AmeriSave had a good rate too. The other companies said they could match the rate but I said I was already working with somebody. Unless they can really beat it by a lot, I’m not gonna switch because if they matched things, there would be no sense for me to change. As for the closing costs with AmeriSave, they were more than what I thought were reasonable. I’m like, “I'm saving 2.25% in interest and it was a bunch of money, $290,000. I was paying a principal-only payment right now. And it’s like 5,000 bucks a month. So, I’m pissing money fast anyways..."

    Russell quoted me a rate and in the long run, it was going to be higher than that. It was like 9,000. By the time it got all said and done, it was 12,000. I was already 90% through the process. I looked at the closing cost numbers and it is what it is. It seemed all legit. AmeriSave made some errors. I told Russell, “I don't have any money at closing right now. I just got hit, with three properties I own, with taxes." I already rate-locked and Russell said he could adjust that and he took care of it. I was just really happy with Russell.

    I recommended AmeriSave to my son. He's looking for a new house and I told him to talk to Russell when he was ready to go. I said, “He helped us out. He did good. There was nothing that was a big surprise.” I’m in my mid-50s and I've refinanced a thousand times and this one went really smoothly. Russell was a point guy, which I liked. I get calls from other departments and they would ask for something that I already sent. Russel would an email saying he would take care of things and to not worry. He was always there to help through the process. When it went to underwriting and they wanted stuff, I'd send something. When I don't hear anything back, Russell would go, “Oh, let me get back to you.” “Yup, we're all set.” “Okay, good. I got some feedback.”

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    AmeriSave Mortgage
    Response from AmeriSave Mortgage

    Mr. Mike, thank you for allowing us to serve you and for this tremendous feedback! We love to hear about the positive experiences of our customers and hope to assist you again in the future! If you should need anything further, please feel free to contct Customer Care at or 1-888-700-4026.

    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan ProcessRatesTransparency

    Reviewed Feb. 19, 2023

    I was looking at cash-out refinance options that were military and AmeriSave was rated one of the best companies that did that. I did a cash-out refinance with them. The process started off pretty well. Carlo was the loan originator that I was working with and he did an outstanding job. He was really friendly and consistent with communication. He kept me up to speed on certain aspects of the process, how long things took, and things to watch out for.

    When it started reaching up to the level above Carlo, it started getting a bit challenging because there were some things that were lost in translation at communication as far as my benefits as a veteran. That was one of the biggest things that I was looking for like the tax exemption that I'm entitled to as a 100% disabled veteran. I had to resubmit that two or three times because they were not receiving it. They were simply forgetting certain things that I had told them as far as documents that are required for appraisal.

    One of the common things is there being a termite inspection that's required but in the state of Minnesota, it’s not required because termites don't like the climate here in the super cold. I had to repeatedly tell them that. That was half of the reason why the process took a bit long. Near the back end of the process, it got a little bit frustrating because there were some things that I was really banking on and it fell flat. When we did the final closing, it still wasn't reflecting this is what the first mortgage payment is gonna be and how it’s gonna look in the future.

    When I told them that I had submitted the property tax exemption form from the county tax office, they said that they were going to submit it, process it, and it should reflect by the time the first statement comes. That first statement came and it still didn't reflect. I had to call customer service and explain the issue but they said they can't change the mortgage payment. Once it gets processed and I make that first mortgage payment, they'll send the difference via check, but that was not what I was hoping.

    That aside, Carlo kept me up to date on everything, even when it was bumped up on higher levels like the underwriters. He kept them in the loop as far as our conversation of what we have, what I was looking for, and the rates I was looking for so everybody would be on the same page. There was one point in the process where I thought the whole thing was gonna fall through. But Carlo gave me a call and reassured me that it wasn't quite a done deal as far as the plan falling through to do a refinance. He was very persistent and comforting throughout the whole process. The process took about five or six weeks.

    The rates were fair, considering where the current rates are right now. With certain bypasses that the V A offered, there were a lot of things that I was able to do that the traditional applicant wouldn't be able to do. I'm satisfied with the rates. I was also assured that after my sixth mortgage payment, AmeriSave will revisit the APR rate. If it has lowered, they'll reconfigure the rate. Carlo has been very informative as far as the options that I have as someone who can use the VA to their advantage.

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    AmeriSave Mortgage
    Response from AmeriSave Mortgage

    Mr. Darrin, thank you for your service and for being a valued client of ours. Your feedback is very much appreciated. If you should need anything further, please feel free to contact Customer Care at or 1-888-700-4026

    Verified purchase
    Punctuality & SpeedStaffLoan ProcessRates

    Reviewed Jan. 6, 2023

    The first person that I talked to at AmeriSave was very pushy in wanting my credit information. But I said I was looking for guidance and I was not looking to lock anything in yet because I still got to get through the repair. She was taken back a little bit and then made me feel like, “Okay. If you're not serious, I really don't wanna deal with you” kind of thing. I spent years in real estate, so I understand.

    The person that reached out to me just at the tail end of all the repairs was from AmeriSave and said that I had inquired and asked if I was still interested. I said yes. Both of those people had left the company during my time of working with them, so that part was a little bit delayed in trying to get all the paperwork. It was a slow process of getting paperwork back and forth.

    The third person that things got transferred to was Ernest and he was absolutely amazing. He took away all of the reservations I may have had from that initial stuff. He was really on it as far as getting everything through and in explaining exactly what I needed and getting it sent to him and everything getting loaded. He kept in touch almost daily every step of the way, all the way up through the closing.

    There was a little switch right at closing where I needed to be titled a certain way. It was a joint survivorship title and not a regular title. Ernest was able to assist with as well to get connected with everybody. It left me with very positive thoughts about the company. In fact, I've already sent Ernest a few people to work with as far as getting preapproved to buy a home.

    Unfortunately, by the time I got done with my repairs, it was right at that cut when the rate started going up. So I had to pay a little extra fee to buy down the rate a little bit. My fees were a little high, but that was not on Ernest. In fact, he may have lowered it just a little bit to make it a little bit more user-friendly. The initial fees were applied by the first person that was no longer there. But he went through and adjusted it. So the rate was not so horrible. I do hope one day the rates fall, and I'll definitely refinance. But for the given situation, it was fine. Overall, it was a quick simple process. Anything difficult about the process was self-induced. It was not on AmeriSave.

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    Response from AmeriSave Mortgage

    Ms. Laura, thank you for your positive review. We are committed to providing an excellent mortgage experience for our customers and are delighted to read these kind words! If you should need anything further, please feel free to contact Customer Care at or 1-888-700-4026.

    Verified purchase
    Punctuality & SpeedStaffEase of UseLoan ProcessRatesTransparency

    Reviewed Oct. 15, 2023

    I was getting divorced and I needed to refinance so I could buy out my ex's equity in the house. I went through my bank, but they weren't helpful. The servicer told me I wouldn't have to refinance, gave me some wrong information, and then kinda redirected me, but that didn't work out. So, I did a search on the best refis and AmeriSave was on the list. I started filling out some stuff through AmeriSave, and the rate was better than the rate that my bank would have offered. The process was easy and straightforward. I've been through the loan process a couple of times and by far, this was the easiest. They told me what documents I needed and what the deadlines were. Then, once I had my initial information, they gave me the options up front, so I knew what I was looking at.

    I uploaded documents through the AmeriSave website. I used their site for the majority of the loan process. I also used their site to pay my loan right now. It's easy to use. The representative, Mohammed, was very helpful. He checked in with me a lot, and he kept me up to date on everything that was happening with the loan. The whole process took four months, but the length of time it took was mostly on me and not on the company. They were waiting for my divorce to be final, which took a lot longer than it was supposed to. I like the rate I got. It was lower than the standard at the time. Then I was able to buy down a little bit more by financing the loan. So, the payments were still manageable.

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    Verified purchase
    Online & AppStaffLoan ProcessRates

    Reviewed Oct. 15, 2023

    Working with AmeriSave was nice and smooth. The application process was easy and the guy who was working with us was so helpful. If I have anything I don't understand, he would make me understand. The total process with the preapproval and everything took three months. I got a good rate that was better than market rate. I'm happy. I'll recommend AmeriSave 200%.

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    Verified purchase
    StaffLoan ProcessRates

    Reviewed Oct. 15, 2023

    AmeriSave needed all the paperwork, verification of employment, and bank account information. There was a lot of documentation that had to be done. I wish they let me know everything that they needed upfront instead of waiting until the last minute to say, “We need this. We need this. We need this,” and putting a hold on everything. But some things were unnecessary. I work for a construction company, and they wanted a written letter with me to sign and date it stating that I don't work at the address of where my office is located for my company, that I work remotely. It was irritating, because I was closer to closing, and it pushed it back another day because they wanted some extra things from me in a way at the last minute to let me know.

    Also, I hate that AmeriSave sold my mortgage to Freedom Mortgage. I know it happens. But I liked AmeriSave and how they made everything very easy with the website to pay and put a little more towards my principal. And their interest rate was better than others. And I liked dealing with everybody. I had questions for the guy I dealt with and he reached out to me on the weekend to give me answers. So, he was a very big help. Also, I like the rate. I wish I got the mortgage three years ago when they were down on the twos. But I still got one in the fives, which is better than what everybody else is getting now.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan ProcessTransparency

    Reviewed Oct. 15, 2023

    I was in the process of fixing up my credit. I was afraid to talk to a lender about seeing if I qualified because I didn't want anybody to run my credit at the time. What ended up happening is that AmeriSave sent me correspondence in the mail and said that I was prequalified. So, once they told me that I was prequalified, I decided to reach out to them because I felt like if they were telling me I was prequalified, then they were telling me that I qualified. I am a first-time homebuyer. But in going with them, I felt like they didn't have a first-time homeowners program. The person that I was working with explained to me I was better off putting out my own down payment.

    Towards the end, I had to close on a third day or I wouldn't be able to get a home. If I sent something, four days later, I was being told, “It's not the right documentation.” I wish it was a little bit more streamlined in that regard because a week went by, and I thought that I was in the clear, but then I got a message that that was not what they were looking for.

    I felt like the process was easy, considering it was not a physical location that I was dealing with. I filled out the application. The correspondence between me and the mortgage officer that I was working with was great. If I leave a message or send an email in the morning, by the afternoon, I will get correspondence back in regards to filling out applications. The first day I talked to him, it was a speedy process. I called. We talked. He walked me through applying for the application. I did it during that day and then before that evening, I got my prequalification letter. My mortgage officer was amazing. His name is Jordan. He made me feel like he wanted to see me in a home, and that's what I loved about him. He was concerned. He knew that I was on a deadline. He was on top of things.

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    Verified purchase
    Online & AppLoan Process

    Reviewed Oct. 15, 2023

    The application process at Amerisave was fairly easy. We filled out some stuff online and then talked to a couple of representatives that got things going.

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    AmeriSave Mortgage Company Information

    Social media:
    Company Name:
    AmeriSave Mortgage Corporation
    Company Type:
    Year Founded:
    3525 Piedmont Road NE, Building 8 - Suite 600
    Postal Code:
    United States